Banking execs..... are you listening?? That's your customers shouting to the rooftops about how you  are treating us, and the hard earned money we are bringing to your institutions.  I just got a very friendly letter in the mail explaining that I will now be charged a monthly fee of $4 just for using my ATM/Debit card. Really?? And I am not alone in my anger. Hard working American citizens are tired of getting ripped off just because some major corporation is not making "enough" profits. Might be time to send a friendly letter of my own.......