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Homeowners – The State May Owe You Money

2013 Acadiana St. Jude Dream Home
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The world of home ownership can be a complicated one. Especially when you start getting into to taxes and insurance. Louisiana Insurance Commissioner Jim Donelon is asking us to remind you that the state might have some money that belongs to you.

This is part of the assessment program the state uses to fund the Louisiana Citizens Insurance program. This is the states insurance of last resort program that was implemented to cover the billions of dollars that were borrowed after the devastating hurricanes of 2005. Basically each Louisiana homeowner pays an assessment from their homeowners insurance premiums. These assessments fund the Louisiana Citizens Insurance program. These assessments are refundable at the end of each calendar year and that deadline is looming.

How do you know if you have money coming back or how much money that would be? The Insurance Commissioners Office has that information available via the internet. You might also find that information on declaration page of your current policy. This is your money. If you do not claim it the money reverts back to the State Treasury. Property owners are eligible for a state rebate for the Louisiana Citizens assessment for 2009, 2010, 2011, 2012 and 2013. In December 2012, more than $255 million or 65 percent of the total rebate amount available remained unclaimed.

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