I'm not really sure why anyone would be surprised by this, although it is certainly disappointing that hard working Americans are struggling so much. From our TV partners at KATC TV 3 : Fewer than one in four Americans have enough money in their savings account to cover at least six months of expenses, enough to help cushion the blow of a job loss, medical emergency or some other unexpected event, according to the survey of 1,000 adults. Meanwhile, 50% of those surveyed have less than a three-month cushion and 27% had no savings at all. This was according to a survey released by Bankrate.com Monday. Wow.