If you got hit with a pile of money and the material worries of life were wiped away, what would you do? Oh, you've thought about it before. We all have.

A new survey asked people what they would do if they were independently wealthy. Here are the top five answers:

  1. Travel the world. 24%
  2. Retire early. 22%
  3. Spend it on your family. 15%
  4. Buy your dream home. 13%
  5. Turn your passion into a business. 11%

It's good to dream but 84% of people polled said they will never achieve financial freedom.