At our house we have the things we call necessities and the other things we call luxuries. Necessities include paying for groceries, the house, electricity and the kids schooling. We consider things like vacations, eating out and 1.2 million dollar buses to be luxuries. In other words luxuries are things we'd like to have and enjoy but we only do so when we can afford them. Did you know that you and I just bought a bus for $1.2 million dollars?