You could be getting money if you were one of the 147 million people who had their information exposed as part of an Equifax data breach.

Following the data breach exposing the social security numbers of millions, the credit bureau at fault will be spending millions paying back those affected.

Equifax, which is one of the three major credit reporting agencies, reached a $700 million settlement with the Federal Trade Commission.

Equifax is offering affected customers a one-time $125 payment or up to 10 years of free credit monitoring and up to $1 million in identity theft insurance.

Consumers will first have to find out if their information was exposed. To check, do the following steps:

  1. Click here to check with Equifax if they exposed your information. You will need to provide your last name and the last six numbers of your social security number.
  2. If you were affected, click here to file a claim with the FTC and either get a $125 settlement payment or free credit monitoring. You will again need to list some private information.
  3. Consumers can also upload supporting documents from time and money spent checking or recovering from identity theft. Equifax may provide a max of $20,000 in reimbursement for these expenses.

Don't forget, all consumers are legally entitled to a free credit report once a year. To get yours, visit

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