It looks like Louisiana is on the wrong end of another list. This time it's WalletHub's "States with the Highest & Lowest Credit Scores in 2023" and the Bayou State comes in almost at the bottom.

According to this report, the average credit score in Louisiana is 676, which ranks second-lowest in the United States.

Importance of a Good Credit Score

Of course, your credit score is one of the most important things you'll need to be healthy during your financial life. From getting credit cards to qualifying for home loans to even renting apartments, you want good credit.

Average Credit Score in the U.S.

The average credit score in the U.S. is 696, using the VantageScore model. That puts the average American just below the bottom of the good credit range (700).

Experts say you should strive for at least a 750 credit score, which is the beginning of the excellent credit range. 

Source: WalletHub

The states with the Highest Average Credit Scores

1. Minnesota (725)
2. New Hampshire (722)
3. Vermont (721)
4. Massachusetts (718)
5. Wisconsin (718)

And the bottom five states...

50. Mississippi (672)
49. Louisiana (676)
48. Alabama (680)
47. Texas (680)
46. Oklahoma (681)

Methodology used to rank the states

To compile this ranking, WalletHub compared the average credit scores of residents in each of the 50 states as of October 2023, using TransUnion data.

10 Most Dangerous Cities in Louisiana

While Louisiana is full of friendly people, great food, and fantastic music, there are some parts of it that aren't so good. The FBI has compiled a list of the most dangerous cities in every state, and here are the ones that topped the list for 2023.

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